0 Interest Balance Transfer Cards
Most balance transfer credit cards in australia offer 0 interest for the promotional period but others will offer a low rate such as 2 99 p a.
0 interest balance transfer cards. Minimum transfer rm 1000. A balance transfer lets you save on existing high interest debt by transferring your balance to a card with a lower interest rate or one with a 0 apr offer on balance transfers. Generally the lower the interest rate the more. Balance transfers can be helpful if you choose a 0 interest free or low interest deal with enough time to pay it off such as a transfer period of 14 months or more.
A lengthy introductory interest free period for transfers plus a transfer fee of 3 lower than the 5 charged by many cards specifically. Greatest of 1 of balance plus interest 2 5 of balance or 5 minimum annual income. Of course you also need to ensure that you won t be charged a high fee for the balance transfer cancel your previous credit card and don t make any new purchases on the balance transfer card to prevent your debt growing. The average balance transfer card has a 0 apr for nearly 13 03 months along with a 3 09 transfer fee and a 17 19 regular apr.
Standard chartered balance transfer for visa translucent credit card. Clear card in full by end of 0 period to avoid interest always pay at least the monthly minimum repayment don t spend withdraw cash on this card balance transfer interest after 0. The wells fargo platinum visa card is a solid options for saving on interest thanks to its 18 month 0 apr introductory offer good on both new purchases and balance transfers balance transfers must be made within 120 days of account opening. Best interest rate 0 88 p a.
As a balance transfer card there s a lot to like. Compare credit card balance transfers and pay 0 interest on the debt you transfer. 21 9 some will pay up to 24 9 minimum repayment. The best balance transfer credit cards have 0 aprs for 15 20 months balance transfer fees between 0 and 3 and 0 annual fees.
With the longest 0 interest periods on balance. Find the best cards and apply today. Find the best 0 balance transfer credit card for your needs.