Auto Accidents Insurance

How to get your car fixed after an accident without insurance a fender bender is a two person affair so you both need to be on the same page before you proceed.

Auto accidents insurance. This checklist will help you know what to do after a car accident. There are many ways to avoid a car accident but once one happens it is important to know what to do and what questions may need to be answered by the other person involved in order to make your insurance claim. For example in minnesota a chargeable accident is defined as an accident for which the car insurance company paid more than 500 under bodily injury liability collision or property damage. Drivers may need information from their health insurer or employer identifying individuals covered under their health insurance and a statement that the health policy does not exclude or limit auto accident injuries and has an individual deductible.

What to do at the scene of a car accident. It s true accidents affect your car insurance rates. Drivers may also want to talk with an auto insurance agent insurance company or financial advisor to discuss their personal auto insurance needs. Surcharges triggered by an at fault accident include the cost of the claim adjuster s time fees related to the claims representatives and the cost of parts and labor.

It is best to review it now and then print it out and keep a copy with you. Auto insurance rates commonly increase after an accident for one of a few reasons. There are plenty of good reasons to drive carefully you don t need us to tell you that but the fact that low car insurance rates depend on safe driving habits is a biggie. If the other person wants to get his or her insurer involved it s highly likely that yours will be notified at some point in the process and at that point you re probably best off just saying ok let s tell our insurers.