Auto Insurance For Minors
Yes 17 year old can almost always get car insurance but since they are minors a parent or guardian typically will be required to sign on the policy with the teen which means that in the end the parents are financially responsible for the policy.
Auto insurance for minors. When a driver who s not listed on the policy gets into a car accident their insurance typically kicks in first. Custody and auto insurance. If joint custody is the case then the parent who has the kids most or during the majority of the school year may want to add the children. There are several options open to the family for the child to buy his or her own car insurance for parents to continue to insure children and pay the premiums or for parents to continue to insure children and have them cover the cost.
This makes the adult partly liable for everything and the parent will also have to be present whenever there is an issue related to the insurance policy. Adult children who don t have their own auto insurance will still be covered under your policy if they re driving your car. While many people assume that only listed drivers are covered under the policy companies extend coverage to some unlisted drivers when they re given permission to drive. Is this the time to advise children to take over responsibility and move off their parents car insurance policy.
Often the parent with primary custody lists the kids on their car insurance policy. Auto insurance policies provide coverage for the vehicles that are listed on the policy when they re being operated by a covered driver.