Automotive Coverage

Besides various forms of liability insurance there are collision and comprehensive auto insurance coverage recommendations to consider.

Automotive coverage. Collision coverage is generally sold with a separate deductible. When an employee drives a vehicle provided by their employer they qualify as an insured person under the employer s commercial auto liability insurance while the liability section of the standard business auto policy doesn t address employees specifically it does apply to anyone using a covered auto that the named insured employer owns hires or. The ambassador plan is designed specifically for cars with 150 000 to 300 000 miles. It also covers damage caused by potholes.

Each state sets a minimum for how much liability coverage a motorist must carry. The following states won t allow umpd coverage for hit and run accidents but you can use your collision coverage to pay for car repairs. Liability coverage collision coverage comprehensive coverage uninsured motorist and medical payments coverage. For example a state might require all drivers to have liability.

Requirements for liability car insurance. Other common types of coverage can protect you if you need to rent a car due to an accident require roadside assistance or have to pay off a loan on a vehicle that was totaled. Collision coverage pays for damage to your car resulting from a collision with another car an object such as a tree or telephone pole or as a result of flipping over note that collisions with deer are covered under comprehensive. The basics of drive other car coverage.

Depending on your plan it may cover your powertrain electrical system air. This extended auto warranty company has coverage throughout north america and a 30 day money back guarantee. Extended auto warranty coverage includes car repairs and replacements for breakdowns that come from normal use. Medpay covers you and any passengers in your vehicle any pedestrians you may.

Medical payments coverage medpay is an add on to auto insurance that covers expenses related to vehicular accidents.