Car Accident Other Driver Has No Insurance

It is important to really understand your coverages and how car insurance works if another driver crashes your car.

Car accident other driver has no insurance. Several states have a rule called no pay no play in those states if you did not have valid automobile insurance in place at the time of the. If you were injured in a car accident caused by the other driver there may still be certain restrictions on what you can recover against that driver if you did not have your own car insurance. Anytime you are involved in an auto accident it is important to get the contact and insurance information of the other driver s often times people drive without insurance. The downside with this course of action however is that many unlicensed drivers lack sufficient money or other assets to pay for damages.

Other driver has no insurance. Our law firm has more than 20 years of experience with handling icbc claims. But if you re dealing with an uninsured driver calling the police is even more important since their report will help get your expenses covered and make the claims process smoother. You may receive a letter of demand asking you to pay for the damage in which case it could be worth seeking legal advice about whether you are fully or partially at fault.

If the likely settlement for a car accident is small around 3 000 and you have a provable case you could opt to take the other driver to small claims court. If you have the misfortune of being involved in a crash it can sometimes be a small comfort to know that car insurance coverage your own or the other driver s will probably kick in and help pay for medical treatment and vehicle damage in some cases however the other driver may not have any or enough car insurance or in the case of a hit and run accident you. Recover damages when the other driver has no insurance. In a no fault state the other driver s insurance would typically kick in to cover their expenses.

But if you cause an accident and don t have auto insurance you may be at risk of being sued by the other driver for the cost of damages. If you get into a car accident regardless if the other person has insurance or not it s always a good idea to call the police. If you have suffered injuries in a car accident that involved an uninsured motorist you should seek help immediately from klein lawyers. In the case the other driver thinks you are responsible liable for a car accident they may make a claim against you for any damage to their car or property.

While no fault laws put restrictions on when drivers can file lawsuits you still aren t completely. In all of these cases where there is no insurance covering the car of the unlicensed driver an injured party the plaintiff may file a personal injury lawsuit against the person who caused the accident.