Cheapest Auto Insurance For High Risk Drivers

High risk car insurance is really no different than normal car insurance.

Cheapest auto insurance for high risk drivers. Sr22 and dui coverage from serenity insurance group cheap auto insurance for preferred drivers and high risk drivers dui and dwi car high risk don t mean high cost we are an independent insurance agency which means we are not tied to just one company giving us more flexibility in. Although high risk drivers generally pay more than 1 427 per year the average national cost for car insurance according to nerdwallet s rate analysis there are always exceptions. Good drivers can expect to pay around 118 month on average while high risk drivers can expect to pay around 25 more for high risk auto insurance rates. Getting high risk car insurance can be a little more difficult than getting regular car insurance.

What is different however is the driver. If you ve ever had any questions about being a high risk driver we re here to answer them from getting cheap high risk insurance to how to saving money. High risk auto insurance is not cheap period. The most common reasons that individuals are labeled as high risk drivers include serious violations such as driving under the influence causing a hit and run accident acquiring a ton of speeding tickets or failing to purchase car insurance before getting behind the wheel.

If you have caused a crash filed an at fault claim or received a citation for a serious violation you could be a good candidate for high risk auto insurance. How to get high risk auto insurance. If a driver needs an sr 22 certificate they will be deemed a high risk driver but most high risk policies provide at least the minimum coverage needed to satisfy the filing. Auto insurance coverage for risky drivers is typically pricey but the extra cost you receive depends on your insurance company your driving record and the state in which you live.

Find ways to drop your premium. You could however reduce your premium by opting to pay a higher deductible or by choosing a bare bones policy which usually includes limited liability insurance at the lowest legal limits. Insurance companies aren t eager to provide coverage to drivers with a history of at fault accidents speeding tickets or other infractions as they are more likely to file claims. Some providers offer discounts as high as 25 just for renewing online choosing electronic billing bundling homeowners or renters insurance or for taking a defensive driving course.

Find the cheapest high risk insurance rates online now.