Condominium Water Damage

That means if a water leak causes damage to an individual condo it s typically the responsibility of the condo owner not the homeowners association hoa.

Condominium water damage. The condo association will likely be responsible for the common elements. These six steps for handling water damage from the upstairs condominium can make a big difference. The upstairs neighbor might not know there s a problem so reach out. Explain the extent of water damage in your condominium and the need to make repairs as quickly as possible.

Water damage caused by limited common areas are usually the responsibility of the condo unit owner to fix. Value of insurance having property insurance on your condo unit in boston burlington and throughout massachusetts is important because a condo association s master policy may not cover damages including water damage incurring inside a condo unit. When unit owners bring water and mold damage issues to the attention of the condo association many associations usually try to point the finger at someone else. Condo associations maintain insurance to cover common areas in the complex.

Section 99 1 of the act provides that the condominium corporation has the obligation to obtain insurance to cover damage to both the unit and the common elements caused by major perils such as a fire lightning smoke windstorm hail explosion water escape strikes riots or civil commotion impact by aircraft or vehicles vandalism or malicious acts or other perils that a. The association s responsibility includes damaged ceilings and drywall as well as damaged wiring behind the walls. Determining who is liable for condo water damage can be a tricky task as it depends on the precise cause of the damage. If you have condo insurance however you ll find that you re generally protected against water damage that is caused by your plumbing your water heater or appliances or from your heating or air conditioning systems.

Although each condominium has its own rules.