0 Apr 0 Balance Transfer Fee Cards
Cards that offer no fee balance transfers but don t provide 0 apr offers aren t usually going to be the best choices if you d like to transfer a balance.
0 apr 0 balance transfer fee cards. You ll also get an 18 month 0 intro apr offer on. The amex everyday credit card from american express. If you paid 75 to transfer your balance but you also had 18 months at 0 interest to pay it off that s worth every penny of that 75. No balance transfer fees.
The long and short of it is this. The best balance transfer credit cards have 0 aprs for 15 20 months balance transfer fees between 0 and 3 and 0 annual fees. A card with a balance transfer fee may actually have considerably better terms than a card without a balance transfer fee. The bankamericard for students offers both a 0 apr for the first 15 billing cycles on balance transfers then 14 49 to 24 49 variable apr and an intro 0 balance transfer fee for the first.
Factors in our evaluation include annual fees balance transfer fees the length of each card s 0 introductory apr period ongoing aprs credit profile requirements cardholders access to credit. The fees you ll typically pay to make use of a balance transfer credit card apr offer will be the balance transfer fee for the transaction and the card s annual fee. If you can find a card that gives you 0 apr charges no transfer fee and charges no annual fee well that s probably a slam dunk since you aren t going to find a personal loan with 0 apr and no fees. Nevertheless we ve compiled several cards that offer this perk below.
The citi simplicity card offers a very long 18 month 0 intro apr offer for balance transfers with the catch that each transfer incurs a 3 fee. Has increased value with an intro 0 for 15 months on purchases and balance transfers then 12 99 23 99 variable apr and a 0 balance transfer fee. The average balance transfer card has a 0 apr for nearly 13 03 months along with a 3 09 transfer fee and a 17 19 regular apr. Comes with 0 intro apr on balance transfers for 12 months and then the ongoing apr of 5 99 18 00 variable.