0 Apr Credit Cards
During the intro 0 apr period you won t be charged interest on new purchases or balance transfers.
0 apr credit cards. The credit card with the longest 0 apr period on purchases is the u s. Take advantage of the year and a half you have to pay off a large purchase but take note that after the introductory period ends the apr is a variable 16 49 to 24 49. Our experts have analyzed 1 002 different credit card offers with a 0 introductory apr period and listed the 10 best no interest offers from our partners to suit. Card attributes given priority include the length of 0 apr offers rewards programs and credit card fees.
This can help you finally get your hands on that big ticket item you ve been eyeing or manage debt by transferring an existing balance. We also considered credit card bonus offers on cards that extend 0 apr on purchases. Bank visa platinum card. A 0 apr credit card offers no interest for a set amount of time usually 12 to 21 months.
These cards offer an outstanding 0 intro apr on purchases balance transfers or both. Every credit card apr the annual interest rate your card jumps to after the promotional period is a representative rate. Among credit cards from major issuers the longest 0 apr periods tend to be around 18 months although in a few cases you might find 20 or 21 months especially for balance transfers. A 0 apr credit card is a card that does not charge interest on purchases for a certain number of months after account opening.
Compare credit cards from our partners view offers and apply online for the card that is the best fit for you. The average 0 credit card has a 0 apr for 11 49 months a 0 annual fee and an 17 58 regular apr. Cardholders will also get a bonus cash back offer for the first six months which offers five points per dollar on groceries gas and drugstore spending up to 12 500 spent. This term representative is defined in the rules as meaning they only need to give the advertised rate to 51 of accepted applicants.
The rest can be and sometimes are charged more. The wells fargo visa signature card offers 15 months of 0 apr on both purchases and balance transfers. Its zero interest offer lasts for 20 billing cycles and applies to both purchases and balance. After a 0 credit card s interest free period ends the card s regular apr applies to the remaining balance if any some cards are from wallethub partners.