0 Apr On Balance Transfers Credit Cards
0 introductory apr for 18 billing cycles for purchases and for any balance transfers made in the first 60 days.
0 apr on balance transfers credit cards. After that the variable apr will be 14 74. The purpose of a balance transfer credit card is to save money and time by reducing the overall cost of credit card debt and allowing you to pay off the balance faster some cards are from wallethub partners. A 0 apr balance transfer credit card to be exact. After the intro apr offer ends 12 99 22 99 variable apr will apply.
Making payments on a balance transfer credit card even if a balance transfer credit card offers introductory 0 interest you still need to pay at least the minimum amount posted on your statement by the due date. In addition to other great perks these cards offer a 0 intro rate on balances you transfer from an existing card account. 0 intro apr for 18 months on purchases from date of account opening and 0 intro apr for 18 months on balance transfers from date of first transfer. For consumers with good credit the best tool for consolidating credit card debt may surprisingly be another credit card.
At the moment you can still find a variety of 0 intro apr balance transfer credit cards to choose from. The average balance transfer credit card has a 0 apr for over 12 months with a 3 balance transfer fee and a 0 annual fee. During the intro 0 apr period you won t be charged interest on new purchases or balance transfers.