Cards With 0 Balance Transfer
Most balance transfer credit cards in australia offer 0 interest for the promotional period but others will offer a low rate such as 2 99 p a.
Cards with 0 balance transfer. The average balance transfer card has a 0 apr for nearly 13 03 months along with a 3 09 transfer fee and a 17 19 regular apr. What is a balance transfer credit card. By taking advantage of a 0 apr offer on a credit card you can save money by having all of your payments go towards. For consumers with good credit the best tool for consolidating credit card debt may surprisingly be another credit card.
Generally the lower the interest rate the more. The best balance transfer credit card is the citi simplicity card with its 0 intro apr offer of 21 months on balance transfers then 14 74 24 74 variable. While technically the same as other cards most so called balance transfer cards come with introductory apr offers that allow you to carry a transferred balance for more than a year with no interest. Clear card in full by end of 0 period to avoid interest always pay at least the monthly minimum repayment don t spend withdraw cash on this card balance transfer interest after 0.
A 0 balance transfer credit card can help you pay off your outstanding credit card debt by moving the balance from one card or multiple cards where you might be paying interest to a new one at a 0 interest rate for a set period of time. A 0 apr balance transfer credit card to be exact. All of the cards in the following table have no annual fee. A balance transfer card can be a powerful tool in your debt busting arsenal.
Compare credit card balance transfers and pay 0 interest on the debt you transfer. Greatest of 1 of balance plus interest 2 5 of balance or 5 minimum annual income. With the longest 0 interest periods on balance. A balance transfer credit card lets you move your existing balance from one or more credit cards onto a new card often with a low or 0 interest rate for a set period.
The best balance transfer credit cards have 0 aprs for 15 20 months balance transfer fees between 0 and 3 and 0 annual fees. 21 9 some will pay up to 24 9 minimum repayment.