Can You Get Car Insurance In A Different State
It s typically illegal to live in one state and register your car in another.
Can you get car insurance in a different state. You can t have auto insurance from a different state than the one you moved to in most circumstances. In general your car cannot be registered in one state and insured in another but there are some exceptions to that rule. If you have car insurance in another state your rates may change and your claim can be denied. In those eight states the only requirement is that you can prove residency in the state where you register your car.
If you are moving to a new state that state may have different minimum insurance requirements than the state you live in now. But it s important to know what different states require so you can be sure you re following the law. It s important to notify your auto insurer asap that you have car insurance from a different state when you move. You are required to have car insurance in order to drive legally.
Additionally in order to register your car in your new state you will have to show some proof of insurance in the new state. You are not obligated to register with one state over the other and in some states you can even have dual registration. Plus if your insurer finds out it will likely cancel your coverage and deny any pending insurance claims you have. In general you need to buy car insurance in your state of residency.
Noteworthy exceptions when insuring your car in a different state.