Can You Have Two Insurance Policies On One Car

This can include a married husband and wife who want to retain their own separate policies or a situation where there is a child who has their own car separate from their parents and thus their own policy. You can call it saving big on your car insurance. Two car insurance policies can be held in the same household in certain situations.

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Insuring the same car twice is more common than you d think.

Can you have two insurance policies on one car. It may seem absurd to have two car insurance policies for the same car but it can happen. Also many insurance companies rate the highest risk driver with the highest risk vehicle. So if you create two policies not only are you denying the multi car discount but you may also create a situation where the highest risk driver is rated against both vehicles instead of being rated against just one vehicle. We also give you a 10 discount 1 on the costs of insuring the second and subsequent car policies with our multicar discount.

If you choose to double insure your car you may be violating the policies of one or both insurance. It is not possible to have more than one insurance policy per car. If you have two cars you can have two different policies provided by two different companies. Most drivers who double up on their car insurance do so by accident.

One for each car. If you own a car with someone who lives at the same address the two of you can be insured on the same auto policy or buy your own policies. When you insure more than one car with us you get all the usual great aviva benefits from 24 hour breakdown assistance to windscreen cover. However one insurance company will not insure the same car twice.

You will have to purchase a second insurance policy with a different insurance carrier and pay both bills. While minimum insurance requirements vary most state laws demand you have insurance on a car you own before you put it on the road. It is legal to have two car insurance policies on the same vehicle. As well as saving you money this could also save time and stress as you will only have.

Several car insurance providers offer discounts when you place two or more cars under one insurance policy.