Completed Operations Coverage For Additional Insured
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Iso has promulgated a separate additional insured endorsement additional insured owners lessees or contractors completed operations cg 20 37 07 04 that will provide the additional insured coverage for injury or damage that occurs after the work is completed work that is included within the products completed operations hazard.
Completed operations coverage for additional insured. As noted above the intent of this phase is to exclude completed operations coverage. The 2001 form more clearly excludes completed operations from additional insured coverage. While the named insured may be covered for both most additional insured endorsements include only ongoing. Adding the regional high school as an additional insured for completed operations to the general contractor s project specific policy is also straightforward through use of the cg 20 37 additional insured owners lessees or contractors completed operations and by listing the regional school as the additional insured on this endorsement coverage will apply to the additional.
The 20 09 form also has been repeatedly revised in an attempt to exclude completed operations. Completed operations insurance is a term for insurance that. The iso also offers form 20 09 for additional insured coverage. Encouraged by the 1993 change in standard additional insured language or by iso s explanatory comment about the insurance industry s attitude toward completed operations coverage for additional insureds or quite possibly by both a number of insurers began reexamining their positions with respect to the coverage that was available under pre 1993 versions of endorsement cg 20 10.
Completed operations coverage applies when completed work results in an occurrence of bodily injury or property damage during the policy period. Of course insurance services office inc. Additional insured is a type of status associated with general. Ongoing operations coverage applies while as the name suggests the operations are ongoing.
In this scenario the landlord would have benefited most from negotiating that the agreement covered completed operations.
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