Can You Insure Someone Else S Car
Additionally you could face serious consequences should the insurance company find out that you were deliberately having someone else insure your vehicle in order to avoid paying high rates.
Can you insure someone else s car. Buy your own insurance policy just be sure to tell insurance providers that you re not the car s owner or registered keeper when you apply. In some instances like driving your parents car you may already be included on the policy. Find out how at gov uk. Technically everyone who takes out a loan or leases a car is buying insurance for someone else s car the bank credit union or leasing company.
While it may be possible to have another person insure your car in such a situation we do not recommend it for the reasons given. Be added as a named driver. Named driver insurance lets the policy holder add an additional driver in this case you to their policy. Even if your state and insurance company allow it this arrangement can still create problems down the road if you need to file a claim.
Add yourself as a named driver on the car owner s policy. To get free car insurance rates and quotes now enter your zip code to get the best price. Placing someone s car on your policy just to save that person money is a very bad idea. One in fact that could get you in trouble with both your car insurance company and the state.
If you legally buy someone else s car at an auction dealer or for sale by owner you own the car and can insure it yourself. You may also be given access to a vehicle by a friend or relative. If you re under 25 and want to drive someone else s car your best bet would be to either get added as a named driver on their policy or take out temporary cover. The situation above may arise every time a child is given access to drive mom or dad s car.
Unfortunately you usually can t get a car insurance policy issued in your name to cover a specific vehicle that is registered and titled in someone else s name. You can drive someone else s car if they add you to their policy as a named driver. Whether someone else can insure your car depends on state requirements and insurance company policies. If you want to be the main driver you can amend the v5c registration document to show yourself as the keeper of the vehicle the current registered keeper will need to request this change.
To insure a car most car insurance companies will require you to have an insurable interest in it. You have a few options. To insure someone else s car you will need to buy non owners insurance for financial protection. But if the car is already insured you can usually be added to the policy.
The consequences of driving without insurance are severe and completely avoidable by just obtaining the proper amount of liability insurance. How to get insured on someone else s car. Whatever you do make sure insurance is in place before driving any car. Become the registered keeper.