Comprehensive Vs Collision

Collision generally costs a little more than comprehensive insurance.

Comprehensive vs collision. Think of it like this. Collision and comprehensive car insurance are often sold together as a package by auto insurers. What is the cost difference between comprehensive vs collision. Collision covers car accidents and comprehensive covers events out of your control.

Comprehensive car insurance pays for damage to your vehicle caused by covered events such as theft vandalism or hail which are not collision. Collision is colliding with something else other than animals. Sometimes called other than collision coverage it covers damage caused by things like weather or vandalism. Comprehensive insurance can help if your car is damaged by hail fire or even a fallen tree branch.

Comprehensive insurance covers you for most kinds of damage that collision won t cover. Comprehensive insurance is commonly confused with collision. Click to read more about how insurers define and compare collision vs comprehensive coverage and what you should know about them. They both insure your car but cover different events.

Essentially you are protecting yourself against a wider range of risks. What you need to know karl eisenhower feb 4 2015 comprehensive and collision insurance are complementary forms of coverage that together protect your car against most forms of damage with each covering distinct types of losses. Adding either comprehensive or collision insurance to your policy will increase your premium compared with a liability only policy. Collision covers you in an accident with a car or object and comprehensive protects you from damage unrelated to driving.

A policy with liability collision and comprehensive coverage is often referred to as full coverage. This may include repairs or a full replacement of your covered vehicle. Full coverage auto insurance costs 79 58 month on average. Learn what comprehensive auto insurance covers when you may need it and how it differs from collision coverage.

Like collision insurance comp insurance may be required if you lease or owe money on your car. Collision insurance covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle. Collision protects you when your car is involved in a direct crash and comprehensive covers uncontrollable acts of nature and most other accidents. Comprehensive and collision are the two types of physical damage coverage available on car insurance policies.